IndusInd Bank Tiger Credit Card

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Recommended for frequent flyers wanting lounge access and low forex

Lifetime free — zero joining and annual fees
Spend-based rewards up to 6X, plus a low 1.50% forex markup
2 domestic + 2 international lounge visits via Priority Pass
Free movie ticket (₹500) every 6 months, quarterly golf game
₹25L air accident cover + 24/7 concierge & roadside assistance

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Fees & Charges

Joining feeFree

Annual feeFree

Rewards

Earn 1 point per ₹100 spent (1 point ≈ ₹0.4)

1Xall retail spends — cumulative annual spend up to ₹1,00,000

2Xall retail spends — cumulative annual spend ₹1,00,001 to ₹2,50,000

4Xall retail spends — cumulative annual spend ₹2,50,001 to ₹5,00,000

6Xall retail spends — cumulative annual spend above ₹5,00,000

Eligibility

Credit profileNo published minimum age, income, or credit score — eligibility is evaluated dynamically during the automated digital application / V-KYC process.

Benefits

1.50% foreign currency markup fee on international transactions — notably low for this card tier
2 complimentary domestic lounge visits per calendar quarter (8/year); 2 complimentary international lounge visits per year via Priority Pass
1 complimentary movie ticket worth up to ₹500 via BookMyShow every 6 months
1 complimentary golf game or lesson per calendar quarter at select premium courses across India
1% fuel surcharge waiver on transaction values between ₹400 and ₹4,000 at any petrol pump in India
Complimentary personal air accident insurance cover up to ₹25 lakhs; 'Total Protect' cover for unauthorized transactions up to 48 hours prior to reporting card loss/theft/fraud
24/7 online concierge desk for travel and hotel bookings
Vehicle roadside assistance: towing, flat tire, emergency fuel, battery jumpstart

⚠️ Disclaimer: The information provided on this page is for general educational purposes and does not constitute financial advice. Credit card issuers modify interest rates, dynamic perks (such as lounge access conditions), and fee schedules at their sole discretion. We accept no liability for discrepancies between the data shown here and live issuer terms. Please consult the official card application page prior to making any financial commitments.