Credit Cards / ICICI Bank


ICICI BankAmazon Pay ICICI Bank Credit Card
Visa
Recommended for frequent Amazon shoppers who want a no-fee, no-frills rewards card
- Rewards on Amazon Purchases
- Non-expiring, unlimited rewards
- Lower forex mark-up at 1.99% on international spends
- 1% unlimited rewards on spends outside Amazon
- Seamless rewards, easy redemption as Amazon Pay balance
Fees & Charges
Joining feeFree
Annual feeFree
Cash withdrawal fee₹500
Interest rate (APR)45% – 45% p.a.
Rewards
Earn 1 point per ₹100 spent (1 point ≈ ₹1)
5XAmazon.in purchases — Prime members
3XAmazon.in purchases — non-Prime members
2X100+ Amazon Pay partner merchants
1Xall other spends — unlimited
Points valid for no expiry
Eligibility
Age21+ years
Minimum income₹20,000 / monthly
ResidencyIndian citizen
Employment statusSalaried or self-employed
Credit profileExplicitly labeled an 'Invite Only Program' — not an open online application like most other researched cards so far.
Benefits
- 1% fuel surcharge waiver on all fuel purchases
- 3 months no-cost EMI on eligible Amazon.in transactions
⚠️ Disclaimer: The information provided on this page is for general educational purposes and does not constitute financial advice. Credit card issuers modify interest rates, dynamic perks (such as lounge access conditions), and fee schedules at their sole discretion. We accept no liability for discrepancies between the data shown here and live issuer terms. Please consult the official card application page prior to making any financial commitments.
